Find the right business funding...
without the smoke and mirrors
We are on a mission to provide business owners with accurate information about business funding, to save them time and money, without adverse incentives.
Your Business Dashboard
Comprehensive funding analysis
Why Funding Audit?
Your trusted partner in finding the right business funding solutions
Independent analysis
We don't take money from any lending institutions, so our interests are aligned with your business exclusively
Side-by-side comparison
Compare different industry products side by side to find what's right for you
Instant consultant reports
Receive a consultant grade report detailing what kinds of business funding you are eligible and ineligible for in minutes
Improvement roadmap
Obtain a roadmap on how to improve your business image in the eyes of underwriters
Proprietary estimations
Get proprietary estimations of funding amounts, terms, and interest rates without compromising personal information
Fast processing
Complete your funding audit in minutes and get instant access to your personalized business funding dashboard
What does Funding Audit evaluate?
We analyze funding products from a comprehensive range of sources
Traditional lenders
Secured flagship banks, local credit unions, regional banks, official SBA partner lenders
Alternative finance
Private lending institutions, business credit card providers, equipment finance companies, factoring companies
Government programs
Federal, state and local grants, SBA loans, and other government-backed funding sources
Specialized products
Invoice factoring, equipment financing, debt consolidation, merchant cash advances, revenue based loans
Comprehensive Product Coverage
Our platform evaluates term loans and lines of credit, SBA loans, invoice factoring products, federal state and local grants, equipment financing, secured and unsecured debt consolidation loans, merchant cash advances, government grants, and revenue based loans.
Funding Audit vs other online platforms
See how we stand out from typical lead generation platforms
Funding Audit
- Does not collect or broker out personal information, but instead processes inputted business information to make accurate offer predictions all in one place
- Collects data on all commercial loan products across industries to provide all available opportunities
- Legally a financial education tool, allowing for its distribution of custom tailored cost estimates, valuable personalised insights to save money on interest rates and fees, unbiased eligibility scores for all loan products in all industries
Other online platforms
- Sells personal information to multiple loan brokers resulting in hundreds of phone calls from shady loan salesmen
- Only works with specific business loan industries or specific loan broker companies
- Legally lead generation platforms restricting the ability to provide specific information and accurate cost estimates
The value of Funding Audit
Running a business is complicated enough, don't add navigating the shark infested waters of business lending alone to your list of responsibilities
How Funding Audit Works
Get started with your funding audit in three simple steps. Our streamlined process makes it easy to understand your business funding options and make informed decisions.
Complete your business survey
Share key details about your company, revenue, credit profile and funding needs.
Get a dynamic risk & funding snapshot
Our engine analyzes your answers and produces an underwriting-style view of your business.
Maintain and improve your profile over time
Update your profile as your numbers improve and discover better funding opportunities.
Inside the Platform
Explore comprehensive business and funding insights tailored to your needs
Business Snapshot
Get a comprehensive overview of your business profile including details and metadata that lenders use to evaluate your application.
Your Business Profile
Overall Assessment
Comprehensive analysis of your funding eligibility
Overall Risk Score
Business History
EXCELLENT- • 5+ years in operation
- • 20+ employees
- • Established market presence
Financial Health
STRONG- • Consistent positive cash flow
- • Healthy profit margins
- • Low debt-to-income ratio
Creditworthiness
GOOD- • Personal credit score 680+
- • Building business credit
- • No major delinquencies
Legal & Compliance
PERFECT- • All licenses up to date
- • Full insurance coverage
- • Compliant documentation
Industry Risk
LOW RISK- • Stable industry sector
- • Proven business model
- • Strong market demand
Revenue Stability
STRONG- • Consistent monthly revenue
- • Diversified income streams
- • Year-over-year growth
Collateral Assets
MODERATE- • Equipment and inventory
- • Real estate holdings
- • Available for secured loans
💡 Keep your profile updated for accurate insights
Regular updates ensure you receive the most relevant funding recommendations and improve your eligibility scores over time.
This comprehensive snapshot analyzes your business across six key dimensions that lenders evaluate. Each category provides specific insights and actionable recommendations to improve your funding position.
Your funding opportunities
Based on your business profile, here are personalized funding recommendations ranked by eligibility and favorability. Each option includes estimated terms, rates, and requirements to help you make informed decisions.
Unsecured Business Line of Credit
Flexible revolving credit line ideal for managing cash flow and covering operational expenses without collateral requirements.
💡 Estimated terms based on your profile and underwriting guidelines. Final offers determined after full application review.
SBA 7(a) Standard Loan
Government-backed financing with competitive rates for equipment, real estate, working capital, and business expansion with long repayment terms.
💡 SBA loans offer the lowest rates but require more documentation and longer processing times.
Business Term Loan
Traditional fixed-term financing for major purchases, expansion projects, or consolidating debt with predictable monthly payments.
💡 Term loans provide lump sum funding with fixed payments, ideal for planned business investments.
Dynamic Funding Analysis
Your funding opportunities are personalized based on your business profile. As your business grows and circumstances change, update your assessment to discover new funding options and better terms. The platform continuously matches you with the most relevant products.
This snapshot demonstrates how the Funding Audit platform analyzes your business profile and matches you with suitable funding products. Each recommendation includes detailed terms, requirements, and eligibility assessment.
Funding Industry Tracker
Track and compare different funding types with detailed information about rates, terms, requirements, and eligibility criteria
Term Loans
- ✓ Fixed interest rates
- ✓ 1-10 year terms
- ✓ $25K - $500K typical
- ✓ Credit score: 680+
SBA Loans
- ✓ Government backed
- ✓ Lower rates
- ✓ Up to $5M available
- ✓ Longer application
Lines of Credit
- ✓ Revolving credit
- ✓ Flexible draws
- ✓ $10K - $250K limits
- ✓ Variable rates
Sample funding types with key characteristics and requirements
Guidebooks & Resources
Access expert guides and resources to help you navigate business funding. Create an account to unlock full articles and exclusive content.
Expert Funding Guides
Comprehensive resources for business owners
Explore Our Resource Library
Explore our comprehensive guide books to navigate different funding industries with confidence. Create an account for full length reading.
Access PlatformUnderstanding SBA Loans
Learn everything you need to know about SBA loans, including eligibility requirements, application process, and how to maximize your chances of approval. Discover the different SBA loan programs and which one is right for your business.
Learn moreBuilding Business Credit
Explore strategies to build and maintain strong business credit to improve your funding eligibility and secure better terms. Learn the key factors that affect your business credit score.
Learn moreGrant Opportunities
Discover federal, state, and local grant programs available for small businesses and how to apply successfully. Find non-dilutive funding sources for your business growth.
Learn moreAccess Full Resource Library
Create an account to unlock exclusive guides, detailed articles, and personalized funding recommendations.
Get StartedContact Us
Ready to explore your funding options? Connect with us through our platform for personalized assistance
Get started with our business survey
Our team will get back to you shortly for any consulting request, question, or other inquiries you have
Business Hours
Monday - Friday
9:00 AM - 6:00 PM EST
Response Time
We typically respond within 24-48 business hours